Businesses are a complex series of moving parts. Running one successfully means doing many things right—all at once. From finding efficiencies to retaining talented employees to securing a company’s financial future, this job is anything but simple. That’s why Winter & Associates offers a comprehensive menu of services to help business owners formulate creative and cost-effective solutions to their challenges.

We believe thinking critically about your business processes and finances is the best way to ensure your success. When you work with a financial professional, you always have someone ready to discuss money matters and the future of your business with. Let Winter & Associates help you focus your vision and gain some much-needed clarity! Contact us today to book a consultation! 


The benefits you offer potential employees can be the deciding factor in whether they want to work for you. At the same time, employee benefits are often one of the biggest expenses for business owners. With so much on the line, it’s important to review your options and compare them with your budget. Our team can help analyze which employee benefits make the most sense for your business, as well as help you set up and maintain accounts. 

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When deciding between offers of employment, many executive-level candidates will lean toward the one with the highest base salary. However, providing other incentives, such as deferral plans, is another way to give candidates a reason to join and stay with your company. We’ll work closely with you to devise a strategy for base salaries, benefits, bonuses, and long-term incentives. 

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Should something happen to you or a business partner, are you properly covered? Buy-sell agreements help to ensure that there is an exit strategy that protects all parties involved, including your families. Life insurance can be an ideal way to fund such an agreement, but it takes complex strategizing and is different for every business. We are experienced in continuation strategies that are tailored to you and your business needs. 

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Any savvy small business owner knows that delegating effectively is important. It’s simply quite difficult to manage and plan business finances and strategies when your time and energy are being put into the everyday challenges of running your own company. When you partner with the experienced financial professionals at Winter & Associates, we can help improve your company’s success by offering objective observations, pointing out opportunities, and providing an accurate analysis.


As one of the oldest financial firms in the Upper Midwest, Winter & Associates understands the importance of leaving a legacy. We’re passionate about helping business owners maximize their success and achieve their long-term objectives. For more information about our company and services, please give us a call at 651-414-5000, or fill out our contact form, and we’ll be in touch soon!